November is typically my favorite month of the year. The weather turns suitably crisp, the autumn leaves reach peak vibrancy, and I get to celebrate one of my favorite holidays: Thanksgiving! But this November—like the rest of 2020—was somewhat different, and I didn’t get to partake in all of the fall traditions that I usually … Continue reading BUDGET REPORT: November 2020
We’ve officially entered my favorite time of year. October always gets me excited: the leaves turning, the spooky movies, the knowledge that the holidays are waiting just around the corner. Historically, though, this also means that October is the time I begin to see my spending creep up, as I'm tempted by an onslaught of … Continue reading BUDGET REPORT: October 2020
After publishing an earlier post exploring the benefits of sinking funds, I received some inquiries into how I utilize this principle in my own budget. So, today, I’ll be breaking down my sinking funds, detailing everything from their categories to their goal balances. When I first began using sinking funds, I included four in my … Continue reading Breaking Down My Sinking Funds
A weekend trip to Boston. Tickets to a concert featuring one of my favorite musicians. A week-long visit to the west coast. Dinner at a nice restaurant to celebrate a friend’s birthday. These are all things I spent money on in 2019. They’re also all purchases that had the potential to break my budget. By … Continue reading Sinking Funds: A Financial Game-Changer
Another month has gone by, another summer is over, and it’s time for another budget report. For me, August 2020 looked quite different from any other. I didn’t indulge in any of my usual summer luxuries – no traveling, no specialty ice creams. I spent a few weeks alone in my apartment after my roommate … Continue reading BUDGET REPORT: August 2020
Big City, Small Budget 