Another month has gone by, another summer is over, and it’s time for another budget report. For me, August 2020 looked quite different from any other. I didn’t indulge in any of my usual summer luxuries – no traveling, no specialty ice creams. I spent a few weeks alone in my apartment after my roommate … Continue reading BUDGET REPORT: August 2020
For the longest time, I was terrified of being labeled as “frugal.” I tended to equate frugality with cheapness, and saw both of those as being akin to greed. Any mention of frugality flooded my mind with images of Scrooge McDuck, diving into his sea of golden riches and meticulously counting his innumerable stacks of … Continue reading The Most Important Differences Between Being Cheap vs. Being Frugal
When I first began budgeting, I became addicted to watching budget report videos on YouTube. The knowledge and information these videos contained were invaluable to me; they helped me determine and plan for my monthly expenses, illustrated the power of a zero-based budget, and, perhaps most importantly, showed me that budgeting will set you on … Continue reading BUDGET REPORT: July 2020
I talk a lot about budgeting on this blog—heck, it’s even in the title! But there’s a reason I hold budgets in such high regard, and it’s because they’re the means that help you achieve an all-important end: saving money. Saving is the key to financial freedom and stability; without money in the bank, any … Continue reading 4 Savings Accounts Every Budget Should Have
Big City, Small Budget 