November is typically my favorite month of the year. The weather turns suitably crisp, the autumn leaves reach peak vibrancy, and I get to celebrate one of my favorite holidays: Thanksgiving! But this November—like the rest of 2020—was somewhat different, and I didn’t get to partake in all of the fall traditions that I usually … Continue reading BUDGET REPORT: November 2020
We’ve officially entered my favorite time of year. October always gets me excited: the leaves turning, the spooky movies, the knowledge that the holidays are waiting just around the corner. Historically, though, this also means that October is the time I begin to see my spending creep up, as I'm tempted by an onslaught of … Continue reading BUDGET REPORT: October 2020
After publishing an earlier post exploring the benefits of sinking funds, I received some inquiries into how I utilize this principle in my own budget. So, today, I’ll be breaking down my sinking funds, detailing everything from their categories to their goal balances. When I first began using sinking funds, I included four in my … Continue reading Breaking Down My Sinking Funds
September may have brought with it a new season and some cooler weather, but it didn’t bring many changes to my budget. My income was pretty much on par with August, at $2,927.52 (I keep the individual amounts blocked out for a bit of privacy). This is significantly higher than I had been anticipating, however, … Continue reading BUDGET REPORT: September 2020
A weekend trip to Boston. Tickets to a concert featuring one of my favorite musicians. A week-long visit to the west coast. Dinner at a nice restaurant to celebrate a friend’s birthday. These are all things I spent money on in 2019. They’re also all purchases that had the potential to break my budget. By … Continue reading Sinking Funds: A Financial Game-Changer
Big City, Small Budget 