September may have brought with it a new season and some cooler weather, but it didn’t bring many changes to my budget. My income was pretty much on par with August, at $2,927.52 (I keep the individual amounts blocked out for a bit of privacy). This is significantly higher than I had been anticipating, however, … Continue reading BUDGET REPORT: September 2020
A weekend trip to Boston. Tickets to a concert featuring one of my favorite musicians. A week-long visit to the west coast. Dinner at a nice restaurant to celebrate a friend’s birthday. These are all things I spent money on in 2019. They’re also all purchases that had the potential to break my budget. By … Continue reading Sinking Funds: A Financial Game-Changer
Another month has gone by, another summer is over, and it’s time for another budget report. For me, August 2020 looked quite different from any other. I didn’t indulge in any of my usual summer luxuries – no traveling, no specialty ice creams. I spent a few weeks alone in my apartment after my roommate … Continue reading BUDGET REPORT: August 2020
When I first began budgeting, I became addicted to watching budget report videos on YouTube. The knowledge and information these videos contained were invaluable to me; they helped me determine and plan for my monthly expenses, illustrated the power of a zero-based budget, and, perhaps most importantly, showed me that budgeting will set you on … Continue reading BUDGET REPORT: July 2020
I talk a lot about budgeting on this blog—heck, it’s even in the title! But there’s a reason I hold budgets in such high regard, and it’s because they’re the means that help you achieve an all-important end: saving money. Saving is the key to financial freedom and stability; without money in the bank, any … Continue reading 4 Savings Accounts Every Budget Should Have
Big City, Small Budget 