Another month has gone by, another summer is over, and it’s time for another budget report. For me, August 2020 looked quite different from any other. I didn’t indulge in any of my usual summer luxuries – no traveling, no specialty ice creams. I spent a few weeks alone in my apartment after my roommate … Continue reading BUDGET REPORT: August 2020
When I first began budgeting, I became addicted to watching budget report videos on YouTube. The knowledge and information these videos contained were invaluable to me; they helped me determine and plan for my monthly expenses, illustrated the power of a zero-based budget, and, perhaps most importantly, showed me that budgeting will set you on … Continue reading BUDGET REPORT: July 2020
So, you’ve created your first budget, and you’re feeling good. Building a budget is an impressive feat, and a crucial step towards achieving your financial goals. But this is not the end of the road; many budgets fail within their first few months, for a variety of reasons. The key to a successful budget lies … Continue reading Budgeting 101: Fixing a Broken Budget
By now, you know why you need a budget, and you know what components make a budget successful. But how do you take this information and put it to work? It’s actually not as difficult as it may seem. To begin budgeting, all you have to do is follow a few simple steps. Step 1: … Continue reading Budgeting 101: Creating a Budget
Congratulations! You’ve decided to create a budget, the first step towards taking control of your finances and ensuring that your money works to help you achieve your goals. Now, of course, comes the hard part: where to begin? The budgeting process can be overwhelming, especially when you’re just getting started. There are many different systems … Continue reading Budgeting 101: Selecting a Budget
Big City, Small Budget 