After publishing an earlier post exploring the benefits of sinking funds, I received some inquiries into how I utilize this principle in my own budget. So, today, I’ll be breaking down my sinking funds, detailing everything from their categories to their goal balances. When I first began using sinking funds, I included four in my … Continue reading Breaking Down My Sinking Funds
Saving money is like going to the gym: we know we should do it, it’s easy to tell ourselves that we’re going to start doing it, but it’s much easier to find excuses for why we don’t do it. In New York City especially, where I can find temptation to spend on nearly every street … Continue reading Five Things I NEVER Spend Money On
September may have brought with it a new season and some cooler weather, but it didn’t bring many changes to my budget. My income was pretty much on par with August, at $2,927.52 (I keep the individual amounts blocked out for a bit of privacy). This is significantly higher than I had been anticipating, however, … Continue reading BUDGET REPORT: September 2020
A weekend trip to Boston. Tickets to a concert featuring one of my favorite musicians. A week-long visit to the west coast. Dinner at a nice restaurant to celebrate a friend’s birthday. These are all things I spent money on in 2019. They’re also all purchases that had the potential to break my budget. By … Continue reading Sinking Funds: A Financial Game-Changer
One of my favorite things about living in New York is the changing seasons. I know there are people out there who prefer more temperate climates, but, as someone born and raised in the northeast, I thrive on these changing weather patterns. Especially now, as the air begins to cool down after a long, hot … Continue reading The Ultimate Bucket List for a Fun & Frugal Fall
Big City, Small Budget 